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Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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100% SOLD!
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🌹 PENROSE 🌹 !

🧧100% sold❗️🧧


RCR LOCATION at OCR PRICES‼️

1BR: SOLD OUT 💯
1+S: SOLD OUT 💯
2BR: SOLD OUT 💯
2+S: SOLD OUT 💯
3BR: SOLD OUT 💯
3BR Premium: SOLD OUT 💯
3+S: SOLD OUT 💯
4BR: SOLD OUT 💯


Premium Choice Development for RCR Home Owners!


Why Penrose is Selling so well?

✅ Within 1️⃣ km of Good Schools (Geylang Methodist & Canossa Catholic Pri Sch)
✅ 2️⃣ Mins Stroll to Sims Vista Market & Hawker Centre
✅ 3️⃣ MRT stops to Bugis MRT Interchange
✅ 4️⃣ MRT stops to City Hall MRT Interchange
✅ 5️⃣ Mins Stroll to Aljunied MRT Station


A Sought-after RCR Development At D14, A New Regeneration District Closest To The City!

Excellent Connectivity
✅ 5 mins drive to Kallang Wave Mall
✅ 2 Min walk To Sim Vista Market & Hawker Centre
✅ Nexus International Schools/James Cook University
✅Close proximity to PLQ, Bugis Junction , Changi Airport

🏡5 blocks of 18-storey
🏘️566 units
🏞️174,648 sq ft of estimated land size
👨‍👩‍👧‍👦 Child Care Centre

🚊 Only about 500m to Aljunied MRT
✓ 1 stop to Paya Lebar (EW/CC)
✓ 3 stops to Bugis (EW/ DT)
✓ 4 stops to City Hall (NS/EW) & Promenade (DT/CC)
✓ 5 stops to Raffles Place (NS/EW) & Dhoby Ghaut (NS NE CC)

🚗 Only 15 minutes drive to CBD and Orchard Road!

Elite Schools Within 1km
🎓Geylang Methodist Pri/Sec School &
Canossa Catholic Primary School

♐Park Place Residences has achieved sellout at record prices and Parc Esta has already sold more than 1,100 units within 1.5 year of launch!

Following the sell-out of Park Place Residences and Parc Esta, now Penrose offers you another great opportunity to enjoy great prices at hot District 14! Register your interest now to gain access to VVIP preview, floor plans, latest price lists and E-brochure!



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